Loans & Lines of Credit
Purchasing new equipment or need funds to answer opportunity’s knock, we have the resources and expertise to handle even the most complex financing. Our relationship managers take the time to get to know your business and will work with you to determine the best product to meet your particular financing needs.
Term Loans support long term expansion needs, such as the purchase of equipment, vehicles or other fixed assets. Often, the assets purchased can be used to secure your loan. Interest rates can be fixed or variable options with set repayment terms.
Lines of Credit provide flexible, easily accessible funds for times when you need extra cash flow, seasonal inventory needs or unexpected business opportunities. Pay only interest on the outstanding balance each month.
Business Checklines are great for smaller cash flow needs. A business checkline is available for amounts up to $75,000. With a one-page application and a fast decision process, convenient check writing access and overdraft protection option, this line is a great addition to your business.
Letters of Credit ensure smooth business transactions and reduce risk for importers, exporters and other businesses.
Commercial Mortgages are available for businesses ready to own their own premises, finance commercial, warehouse or manufacturing space or refinance owner-occupied commercial space. Several flexible options are available – including fixed and variable-rate long-term financing or low down payments – we can devise a solution that fits your business needs.
SBA Loans provide an alternative to traditional financing. By partnering with the Small Business Administration, we can offer longer terms, a lower down payment and flexible underwriting, a great option for new and growing businesses.