| Term | Credit tier | Variable rate[1] | Fixed rate[1] |
|---|---|---|---|
| 5 Years | Tier 1 | Prime | 7.72% APR |
| 5 Years | Tier 2 | Prime | 7.82% APR |
| 5 Years | Tier 3 | Prime | 8.02% APR |
| 5 Years | Tier 4 | Prime + 0.50% APR | 8.42% APR |
| 5 Years | Tier 5 | Prime + 1.50% APR | 9.22% APR |
| 10 Years | Tier 1 | Prime + 0.25% APR | 8.22% APR |
| 10 Years | Tier 2 | Prime + 0.25% APR | 8.32% APR |
| 10 Years | Tier 3 | Prime + 0.25% APR | 8.52% APR |
| 10 Years | Tier 4 | Prime + 0.75% APR | 8.92% APR |
| 10 Years | Tier 5 | Prime + 1.75% APR | 9.72% APR |
| 15 Years | Tier 1 | Prime + 0.50% APR | 8.42% APR |
| 15 Years | Tier 2 | Prime + 0.50% APR | 8.52% APR |
| 15 Years | Tier 3 | Prime + 0.50% APR | 8.72% APR |
| 15 Years | Tier 4 | Prime + 1.00% APR | 9.12% APR |
| 15 Years | Tier 5 | Prime + 2.00% APR | 9.92% APR |
Great option for consolidating debt
Student Loan Consolidation
Refinancing can take a huge burden off your back. By choosing one of our student loan consolidation options you can save a lot of money by refinancing your student loans to a lower interest rate.
Key Features of Student Loan Consolidation
Lower your Payments
You can reduce your interest rate, lower your monthly payments and save a lot of money over the lifetime of your loan.
Simplify Your Finances
Consolidate your private and federal student debt into one easy monthly payment.
Refinance a Little or a Lot
Refinance as little as $2,000 or up to $125,000 in undergraduate debt or $175,000 in graduate debt.
Additional Features and Benefits
No origination fees
Pay no application or origination fees.
Fixed & variable rate options
Choose from variable and fixed rate loan options.
Rate discount
Receive a 0.25% rate discount with automatic payments from your WSFS checking account.
Interest Rates
Student Loan Consolidation Application Process
Choose what is most convenient for you.
Apply online
Enter the requested information online to determine your eligibility.
Apply over the phone
Prefer to speak with someone from the Student Loan Center about Private Student Loans?
