New year, new finances: 5 practical tips to boost your financial health
The end of one year and beginning of another is an opportunity for a fresh start, including for your finances.
The end of one year and beginning of another is an opportunity for a fresh start, including for your finances.
1 Annual Percentage Yield (APY) is effective as of December 26, 2024 on balances of $100,000 or greater and is subject to change. Other tiers and APYs that are subject to change at any time are as follows: $0.01 – $9,999.99 = 0.03%, $10,000 – $24,999.99 = 2.10%, $25,000 – $49,999.99 = 2.35%, $50,000 – $99,999.99 = 2.60% and $100,000+ = 3.60%. Fees assessed to accounts may reduce earnings. Personal Accounts only.
2 Annual Percentage Yield (APY). The interest rate and APY are effective as of December 26, 2024 and are subject to change. A penalty may be imposed for early withdrawal. Withdrawal penalties are as follows. For a 6-month term, the penalty is 3 months’ interest. For a term from 7-12 months, the penalty is 6 months’ interest. For a term of 13 or more months, the penalty is 12 months’ interest. Fees could reduce earnings on the account. Additional restrictions may apply.